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1 savings department
1) Экономика: отдел сберегательных вкладов2) Банковское дело: отдел сберегательных вкладов банка -
2 savings department
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3 savings department
отдел сберегательных вкладов (банка)Англо-русский словарь по экономике и финансам > savings department
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4 savings department
English-russian dctionary of contemporary Economics > savings department
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5 savings department
s.departamento de cartillas de ahorro, sección de ahorros. -
6 savings department
Sparkassenabteilung -
7 department
1) структурное подразделение, административный орган (министерство, департамент, управление, отдел)2) секция (в торговом предприятии)3) функциональный отдел (напр. кадров, финансов)4) факультет (университета) -
8 department
n1) отдел; отделение; подразделение; служба2) департамент; управление; амер. министерство, ведомство
- accounting department
- accounts department
- administrative department
- advice department
- advertising department
- analysis department
- appeals department
- audit department
- auditing department
- auxiliary department
- bank department
- bank trust department
- bespoke department
- billing department
- bond department
- bookkeeping department
- branch department
- business department
- cash department
- certification department
- claims department
- collection department
- common service department
- contract department
- cost department
- coupons paying department
- custody department
- delivery department
- deposit department
- design department
- development department
- discount department
- distribution department
- drafting department
- employees' department
- employment department
- engineering department
- examining department
- examination department
- exchange department
- executive department
- export department
- field service department
- filing department
- finance department
- finance-and-accounts department
- finance-and-economy department
- foreign exchange department
- forwarding department
- functional department
- general accounting department
- general bookkeeping department
- general service department
- goods department
- government department
- indirect department
- information department
- inquiry department
- inspection department
- internal audit department
- inventory department
- labour and wages department
- law department
- leased department
- legal department
- lost and found department
- maintenance department
- manufacturing department
- manufacturing engineering department
- marketing department
- marking department
- materials department
- merchandise development department
- methods and procedures department
- new business department
- nonproductive departments
- operating department
- operational department
- order department
- organization department
- outpatients' department
- packing department
- patent department
- payroll department
- personnel department
- planning department
- preproduction department
- pricing department
- process department
- processing department
- procurement department
- production department
- production control department
- production scheduling and control department
- promotion department
- protocol department
- publication department
- publicity department
- purchasing department
- quality control department
- receiving department
- record department
- requisitioning department
- Revenue Department
- sales department
- sales order department
- savings department
- scheduling department
- securities department
- selling department
- service department
- shipping department
- shop-training department
- staff department
- staff training department
- standards department
- State Department
- statistics department
- stock department
- storage department
- stores department
- subcontractors department
- supply department
- technical department
- thrift department
- traffic department
- training department
- transport department
- transportation department
- trust department
- visa department
- wages department
- work study department
- Department of Agriculture
- Department of Commerce
- Department of Economic Affairs
- Department of Health, Education and Welfare
- Department of Industry
- Department of Justice
- Department of Labor
- Department of Overseas Trade
- Department of State
- Department of the Interior
- Department of the Navy
- Department of the Treasury
- Department of Transportation
- establish a department
- make up a department
- reequip a departmentEnglish-russian dctionary of contemporary Economics > department
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9 Department of Banking and Consumer Finance v. Clarke
банк., юр., амер. "Отдел банков и потребительских финансов против Кларка"* (название судебного прецедента 1987 г.; в ходе рассмотрения дела особое отношение к сберегательным банкам в штате Миссисипи, в частности их расширенные коммерческие права, было использовано как основание для вывода, что нормы о создании их филиалов являются применяемым правом штата в смысле указания закона Макфаддена; иными словами, право Контролера денежного обращения (в противовес праву штатов) определять понятия не только "филиала", но и "банков штатов", дало ему возможность установить, что сберегательные ассоциации штата охватываются определением банка штата и что нормы о создании их филиалов могут быть использованы для открытия филиалов национальных банков)See:Англо-русский экономический словарь > Department of Banking and Consumer Finance v. Clarke
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10 Savings Association Insurance Fund
сокр SAIFФонд в ведении Федеральной корпорации страхования депозитов [ Federal Deposit Insurance Corporation] в структуре Министерства финансов [ Department of the Treasury, U.S.]. Создан решением Конгресса в 1989 взамен обанкротившейся Федеральной корпорации страхования ссудо-сберегательных ассоциаций [ Federal Savings and Loan Insurance Corporation], существовавшей в 1934-89.English-Russian dictionary of regional studies > Savings Association Insurance Fund
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11 savings bank department
finance, business, economy• säästöpankkiosasto -
12 banking department
банк., упр., амер. банковский департамент (контролирующий орган, регулирующий деятельность зарегистрированных на уровне штата коммерческих банков; такие органы имеют 50 штатов, а также Гуам, Пуэрто-Рико, Американские Виргинские острова и федеральный округ Колумбия; во многих этих государственных образованиях банковские департаменты не только выступают как регулирующие органы, но и регистрируют уставы банковских учреждений; в остальных государственных образованиях имеются советы или комиссии по банковской деятельности, которые осуществляют регистрацию уставов; кроме регулирования деятельности коммерческих банков полномочия банковских департаментов распространяются на ссудно-сберегательные ассоциации, кредитные союзы и другие компании, оказывающие финансовые услуги; приблизительно половина банковских департаментов штатов являются независимыми агентствами, ответственными непосредственно перед губернатором штата; остальные являются частью других департаментов или служб правительства штата)See: -
13 account
1) (an arrangement by which a person keeps his money in a bank: I have (opened) an account with the local bank.) cuenta2) (a statement of money owing: Send me an account.) factura3) (a description or explanation (of something that has happened): a full account of his holiday.) relato4) (an arrangement by which a person makes a regular (eg monthly) payment instead of paying at the time of buying: I have an account at Smiths.) cuenta5) ((usually in plural) a record of money received and spent: You must keep your accounts in order; (also adjective) an account book.) cuentas•- accountant
- account for
- on account of
- on my/his etc account
- on my/his account
- on no account
- take something into account
- take into account
- take account of something
- take account of
account n cuentaon account of por / a causa detr[ə'kaʊnt]1 (in bank) cuenta3 (importance) importancia1 cuentas nombre femenino plural■ who did these accounts? ¿quién ha hecho estas cuentas?\SMALLIDIOMATIC EXPRESSION/SMALLby all accounts al decir de todoson account a cuentaon account of por, a causa deon no account bajo ningún conceptoon one's own account por su propia cuenta y riesgothere's no accounting for tastes sobre gustos no hay nada escritoto bring somebody to account, to call somebody to account pedir cuentas a alguiento give a good account of oneself quedar en buen lugar, quedar biento take into account tener en cuentato turn something to (good) account sacar (buen) provecho de algoaccounts department sección nombre femenino de contabilidadaccount [ə'kaʊnt] vt: considerar, estimarhe accounts himself lucky: se considera afortunadoaccount vito account for : dar cuenta de, explicaraccount n1) : cuenta fsavings account: cuenta de ahorros2) explanation: versión f, explicación f3) report: relato m, informe m4) importance: importancia fto be of no account: no tener importancia5)on account of because of: a causa de, debido a, por6)on no account : de ninguna maneran.• crónica s.f.• cuenta (Comercio) s.f.• cálculo s.m.• estado de cuentas s.m.• importancia s.f.• informe s.m.• memoria s.f.• monta s.f.• narración s.f.• razón s.f.• referencia s.f.• relación s.f.v.• dar cuenta v.• juzgar v.
I ə'kaʊnt1) noun2) ( explanation) explicación f; ( version) versión f; ( report) informe mby all accounts — a decir de todos, por lo que dicen todos
to bring o call somebody to account for something — pedirle* cuentas a alguien sobre algo
to give a good account of oneself — dar* lo mejor de sí
to hold somebody to account for something — responsabilizar* a alguien de algo
3) ( consideration)to take something into account — tener* algo en cuenta
4) ( importance) (frml)to be of no/little account (to somebody): it's of no account no tiene importancia; it is of little account (to me) whether he agrees or not — a mí me importa muy poco que esté o no de acuerdo
5) (in phrases)on account of — (as prep) debido a
on this/that account — por esta/esa razón
on account of she was late — (as conj) (AmE colloq) debido a que llegó tarde
on no account, not on any account — de ningún modo, de ninguna manera, bajo ningún concepto
on one's own account — ( for oneself) por cuenta propia
6) ( Fin)(with bank, at shop) cuenta fchecking o (BrE) current account — cuenta f corriente
savings o deposit account — cuenta f de ahorros
put it on/charge it to my account — cárguelo a mi cuenta
I gave her $200 on account — le di 200 dólares a cuenta or de anticipo
to have an account with o at a bank — tener* una cuenta en un banco
to settle one's account — pagar* or saldar su (or mi etc) cuenta
to put o turn something to (good) account — sacar* (buen) provecho de algo
to settle o square an account with somebody — ajustarle (las) cuentas a alguien
7) accountsa) (Busn, Fin) (+ pl vb) contabilidad fto keep the accounts — llevar la contabilidad or las cuentas
b) (BrE) (+ sing vb) ( department) contaduría f
II
transitive verb (frml) considerarPhrasal Verbs:[ǝ'kaʊnt]1. N1) (Comm, Econ) (at shop) cuenta f ; (=invoice) factura f ; (=bank account) cuenta f (bancaria)they have the Blotto account — (Advertising) ellos hacen la publicidad de Blotto
•
cash or account? — ¿en metálico o a cuenta?•
to charge sth to sb's account — cargar algo en cuenta a algn•
to close an account — liquidar una cuenta•
payment on account — pago m a cuentato get £50 on account — recibir 50 libras anticipadas
to put £50 down on account — cargar 50 libras a la cuenta
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to open an account — abrir una cuenta•
"account payee only" — "únicamente en cuenta del beneficiario"•
to render an account — pasar factura•
to settle an account — liquidar una cuentacurrent, deposit 3., joint 4.to settle accounts (with) — (fig) ajustar cuentas (con)
2) accounts (Comm) (=calculations) cuentas fpl ; (=department) (sección f de) contabilidad f•
to keep the accounts — llevar las cuentas3) (=report) informe m•
by all accounts — a decir de todos, según se dice•
by or according to her own account — por lo que dice ella•
to give an account of — dar cuenta de, informar sobre4) (=consideration) consideración f•
on no account, not on any account — de ninguna manera, bajo ningún conceptoon his account — por él, en su nombre
on account of — (=because of) a causa de; (esp US) * (=because) porque, debido a que
•
to leave sth out of account — no tomar algo en consideración or cuenta•
to take account of sth, take sth into account — tener algo en cuenta or consideración, tener algo presenteto take no account of — no tomar or no tener en cuenta
5) (=importance) importancia f•
of no or little or small account — de poca importanciaof some account — de cierta importancia, de alguna consideración
6) (=explanation)•
to bring or call sb to account — pedir cuentas a algn•
to give an account of o.s. — justificar su conductato give a good account of oneself — (=perform well) tener una buena actuación; (=make good impression) causar buena impresión
•
to be held to account for sth — ser obligado a rendir cuentas por algo7) (=benefit)to put or turn sth to (good) account — aprovechar algo, sacar provecho de algo
2.VT frm considerar, creerI should account it a favour if... — agradecería que...
3.CPDaccount balance N — saldo m de la cuenta
account book N — libro m de cuentas
account day N — día m de liquidación
account holder N — titular mf de cuenta, cuentahabiente mf (Mex)
account number N — (at bank etc) número m de cuenta
accounts department N — sección f de contabilidad, departamento m de contabilidad
* * *
I [ə'kaʊnt]1) noun2) ( explanation) explicación f; ( version) versión f; ( report) informe mby all accounts — a decir de todos, por lo que dicen todos
to bring o call somebody to account for something — pedirle* cuentas a alguien sobre algo
to give a good account of oneself — dar* lo mejor de sí
to hold somebody to account for something — responsabilizar* a alguien de algo
3) ( consideration)to take something into account — tener* algo en cuenta
4) ( importance) (frml)to be of no/little account (to somebody): it's of no account no tiene importancia; it is of little account (to me) whether he agrees or not — a mí me importa muy poco que esté o no de acuerdo
5) (in phrases)on account of — (as prep) debido a
on this/that account — por esta/esa razón
on account of she was late — (as conj) (AmE colloq) debido a que llegó tarde
on no account, not on any account — de ningún modo, de ninguna manera, bajo ningún concepto
on one's own account — ( for oneself) por cuenta propia
6) ( Fin)(with bank, at shop) cuenta fchecking o (BrE) current account — cuenta f corriente
savings o deposit account — cuenta f de ahorros
put it on/charge it to my account — cárguelo a mi cuenta
I gave her $200 on account — le di 200 dólares a cuenta or de anticipo
to have an account with o at a bank — tener* una cuenta en un banco
to settle one's account — pagar* or saldar su (or mi etc) cuenta
to put o turn something to (good) account — sacar* (buen) provecho de algo
to settle o square an account with somebody — ajustarle (las) cuentas a alguien
7) accountsa) (Busn, Fin) (+ pl vb) contabilidad fto keep the accounts — llevar la contabilidad or las cuentas
b) (BrE) (+ sing vb) ( department) contaduría f
II
transitive verb (frml) considerarPhrasal Verbs: -
14 near cash
!гос. фин. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.This paper provides background information on the framework for the planning and control of public expenditure in the UK which has been operated since the 1998 Comprehensive Spending Review (CSR). It sets out the different classifications of spending for budgeting purposes and why these distinctions have been adopted. It discusses how the public expenditure framework is designed to ensure both sound public finances and an outcome-focused approach to public expenditure.The UK's public spending framework is based on several key principles:"consistency with a long-term, prudent and transparent regime for managing the public finances as a whole;" "the judgement of success by policy outcomes rather than resource inputs;" "strong incentives for departments and their partners in service delivery to plan over several years and plan together where appropriate so as to deliver better public services with greater cost effectiveness; and"the proper costing and management of capital assets to provide the right incentives for public investment.The Government sets policy to meet two firm fiscal rules:"the Golden Rule states that over the economic cycle, the Government will borrow only to invest and not to fund current spending; and"the Sustainable Investment Rule states that net public debt as a proportion of GDP will be held over the economic cycle at a stable and prudent level. Other things being equal, net debt will be maintained below 40 per cent of GDP over the economic cycle.Achievement of the fiscal rules is assessed by reference to the national accounts, which are produced by the Office for National Statistics, acting as an independent agency. The Government sets its spending envelope to comply with these fiscal rules.Departmental Expenditure Limits ( DEL) and Annually Managed Expenditure (AME)"Departmental Expenditure Limit ( DEL) spending, which is planned and controlled on a three year basis in Spending Reviews; and"Annually Managed Expenditure ( AME), which is expenditure which cannot reasonably be subject to firm, multi-year limits in the same way as DEL. AME includes social security benefits, local authority self-financed expenditure, debt interest, and payments to EU institutions.More information about DEL and AME is set out below.In Spending Reviews, firm DEL plans are set for departments for three years. To ensure consistency with the Government's fiscal rules departments are set separate resource (current) and capital budgets. The resource budget contains a separate control total for “near cash” expenditure, that is expenditure such as pay and current grants which impacts directly on the measure of the golden rule.To encourage departments to plan over the medium term departments may carry forward unspent DEL provision from one year into the next and, subject to the normal tests for tautness and realism of plans, may be drawn down in future years. This end-year flexibility also removes any incentive for departments to use up their provision as the year end approaches with less regard to value for money. For the full benefits of this flexibility and of three year plans to feed through into improved public service delivery, end-year flexibility and three year budgets should be cascaded from departments to executive agencies and other budget holders.Three year budgets and end-year flexibility give those managing public services the stability to plan their operations on a sensible time scale. Further, the system means that departments cannot seek to bid up funds each year (before 1997, three year plans were set and reviewed in annual Public Expenditure Surveys). So the credibility of medium-term plans has been enhanced at both central and departmental level.Departments have certainty over the budgetary allocation over the medium term and these multi-year DEL plans are strictly enforced. Departments are expected to prioritise competing pressures and fund these within their overall annual limits, as set in Spending Reviews. So the DEL system provides a strong incentive to control costs and maximise value for money.There is a small centrally held DEL Reserve. Support from the Reserve is available only for genuinely unforeseeable contingencies which departments cannot be expected to manage within their DEL.AME typically consists of programmes which are large, volatile and demand-led, and which therefore cannot reasonably be subject to firm multi-year limits. The biggest single element is social security spending. Other items include tax credits, Local Authority Self Financed Expenditure, Scottish Executive spending financed by non-domestic rates, and spending financed from the proceeds of the National Lottery.AME is reviewed twice a year as part of the Budget and Pre-Budget Report process reflecting the close integration of the tax and benefit system, which was enhanced by the introduction of tax credits.AME is not subject to the same three year expenditure limits as DEL, but is still part of the overall envelope for public expenditure. Affordability is taken into account when policy decisions affecting AME are made. The Government has committed itself not to take policy measures which are likely to have the effect of increasing social security or other elements of AME without taking steps to ensure that the effects of those decisions can be accommodated prudently within the Government's fiscal rules.Given an overall envelope for public spending, forecasts of AME affect the level of resources available for DEL spending. Cautious estimates and the AME margin are built in to these AME forecasts and reduce the risk of overspending on AME.Together, DEL plus AME sum to Total Managed Expenditure (TME). TME is a measure drawn from national accounts. It represents the current and capital spending of the public sector. The public sector is made up of central government, local government and public corporations.Resource and Capital Budgets are set in terms of accruals information. Accruals information measures resources as they are consumed rather than when the cash is paid. So for example the Resource Budget includes a charge for depreciation, a measure of the consumption or wearing out of capital assets."Non cash charges in budgets do not impact directly on the fiscal framework. That may be because the national accounts use a different way of measuring the same thing, for example in the case of the depreciation of departmental assets. Or it may be that the national accounts measure something different: for example, resource budgets include a cost of capital charge reflecting the opportunity cost of holding capital; the national accounts include debt interest."Within the Resource Budget DEL, departments have separate controls on:"Near cash spending, the sub set of Resource Budgets which impacts directly on the Golden Rule; and"The amount of their Resource Budget DEL that departments may spend on running themselves (e.g. paying most civil servants’ salaries) is limited by Administration Budgets, which are set in Spending Reviews. Administration Budgets are used to ensure that as much money as practicable is available for front line services and programmes. These budgets also help to drive efficiency improvements in departments’ own activities. Administration Budgets exclude the costs of frontline services delivered directly by departments.The Budget preceding a Spending Review sets an overall envelope for public spending that is consistent with the fiscal rules for the period covered by the Spending Review. In the Spending Review, the Budget AME forecast for year one of the Spending Review period is updated, and AME forecasts are made for the later years of the Spending Review period.The 1998 Comprehensive Spending Review ( CSR), which was published in July 1998, was a comprehensive review of departmental aims and objectives alongside a zero-based analysis of each spending programme to determine the best way of delivering the Government's objectives. The 1998 CSR allocated substantial additional resources to the Government's key priorities, particularly education and health, for the three year period from 1999-2000 to 2001-02.Delivering better public services does not just depend on how much money the Government spends, but also on how well it spends it. Therefore the 1998 CSR introduced Public Service Agreements (PSAs). Each major government department was given its own PSA setting out clear targets for achievements in terms of public service improvements.The 1998 CSR also introduced the DEL/ AME framework for the control of public spending, and made other framework changes. Building on the investment and reforms delivered by the 1998 CSR, successive spending reviews in 2000, 2002 and 2004 have:"provided significant increase in resources for the Government’s priorities, in particular health and education, and cross-cutting themes such as raising productivity; extending opportunity; and building strong and secure communities;" "enabled the Government significantly to increase investment in public assets and address the legacy of under investment from past decades. Departmental Investment Strategies were introduced in SR2000. As a result there has been a steady increase in public sector net investment from less than ¾ of a per cent of GDP in 1997-98 to 2¼ per cent of GDP in 2005-06, providing better infrastructure across public services;" "introduced further refinements to the performance management framework. PSA targets have been reduced in number over successive spending reviews from around 300 to 110 to give greater focus to the Government’s highest priorities. The targets have become increasingly outcome-focused to deliver further improvements in key areas of public service delivery across Government. They have also been refined in line with the conclusions of the Devolving Decision Making Review to provide a framework which encourages greater devolution and local flexibility. Technical Notes were introduced in SR2000 explaining how performance against each PSA target will be measured; and"not only allocated near cash spending to departments, but also – since SR2002 - set Resource DEL plans for non cash spending.To identify what further investments and reforms are needed to equip the UK for the global challenges of the decade ahead, on 19 July 2005 the Chief Secretary to the Treasury announced that the Government intends to launch a second Comprehensive Spending Review (CSR) reporting in 2007.A decade on from the first CSR, the 2007 CSR will represent a long-term and fundamental review of government expenditure. It will cover departmental allocations for 2008-09, 2009-10 and 2010 11. Allocations for 2007-08 will be held to the agreed figures already announced by the 2004 Spending Review. To provide a rigorous analytical framework for these departmental allocations, the Government will be taking forward a programme of preparatory work over 2006 involving:"an assessment of what the sustained increases in spending and reforms to public service delivery have achieved since the first CSR. The assessment will inform the setting of new objectives for the decade ahead;" "an examination of the key long-term trends and challenges that will shape the next decade – including demographic and socio-economic change, globalisation, climate and environmental change, global insecurity and technological change – together with an assessment of how public services will need to respond;" "to release the resources needed to address these challenges, and to continue to secure maximum value for money from public spending over the CSR period, a set of zero-based reviews of departments’ baseline expenditure to assess its effectiveness in delivering the Government’s long-term objectives; together with"further development of the efficiency programme, building on the cross cutting areas identified in the Gershon Review, to embed and extend ongoing efficiency savings into departmental expenditure planning.The 2007 CSR also offers the opportunity to continue to refine the PSA framework so that it drives effective delivery and the attainment of ambitious national standards.Public Service Agreements (PSAs) were introduced in the 1998 CSR. They set out agreed targets detailing the outputs and outcomes departments are expected to deliver with the resources allocated to them. The new spending regime places a strong emphasis on outcome targets, for example in providing for better health and higher educational standards or service standards. The introduction in SR2004 of PSA ‘standards’ will ensure that high standards in priority areas are maintained.The Government monitors progress against PSA targets, and departments report in detail twice a year in their annual Departmental Reports (published in spring) and in their autumn performance reports. These reports provide Parliament and the public with regular updates on departments’ performance against their targets.Technical Notes explain how performance against each PSA target will be measured.To make the most of both new investment and existing assets, there needs to be a coherent long term strategy against which investment decisions are taken. Departmental Investment Strategies (DIS) set out each department's plans to deliver the scale and quality of capital stock needed to underpin its objectives. The DIS includes information about the department's existing capital stock and future plans for that stock, as well as plans for new investment. It also sets out the systems that the department has in place to ensure that it delivers its capital programmes effectively.This document was updated on 19 December 2005.Near-cash resource expenditure that has a related cash implication, even though the timing of the cash payment may be slightly different. For example, expenditure on gas or electricity supply is incurred as the fuel is used, though the cash payment might be made in arrears on aquarterly basis. Other examples of near-cash expenditure are: pay, rental.Net cash requirement the upper limit agreed by Parliament on the cash which a department may draw from theConsolidated Fund to finance the expenditure within the ambit of its Request forResources. It is equal to the agreed amount of net resources and net capital less non-cashitems and working capital.Non-cash cost costs where there is no cash transaction but which are included in a body’s accounts (or taken into account in charging for a service) to establish the true cost of all the resourcesused.Non-departmental a body which has a role in the processes of government, but is not a government public body, NDPBdepartment or part of one. NDPBs accordingly operate at arm’s length from governmentMinisters.Notional cost of a cost which is taken into account in setting fees and charges to improve comparability with insuranceprivate sector service providers.The charge takes account of the fact that public bodies donot generally pay an insurance premium to a commercial insurer.the independent body responsible for collecting and publishing official statistics about theUK’s society and economy. (At the time of going to print legislation was progressing tochange this body to the Statistics Board).Office of Government an office of the Treasury, with a status similar to that of an agency, which aims to maximise Commerce, OGCthe government’s purchasing power for routine items and combine professional expertiseto bear on capital projects.Office of the the government department responsible for discharging the Paymaster General’s statutoryPaymaster General,responsibilities to hold accounts and make payments for government departments and OPGother public bodies.Orange bookthe informal title for Management of Risks: Principles and Concepts, which is published by theTreasury for the guidance of public sector bodies.Office for NationalStatistics, ONS60Managing Public Money————————————————————————————————————————"GLOSSARYOverdraftan account with a negative balance.Parliament’s formal agreement to authorise an activity or expenditure.Prerogative powerspowers exercisable under the Royal Prerogative, ie powers which are unique to the Crown,as contrasted with common-law powers which may be available to the Crown on the samebasis as to natural persons.Primary legislationActs which have been passed by the Westminster Parliament and, where they haveappropriate powers, the Scottish Parliament and the Northern Ireland Assembly. Begin asBills until they have received Royal Assent.arrangements under which a public sector organisation contracts with a private sectorentity to construct a facility and provide associated services of a specified quality over asustained period. See annex 7.5.Proprietythe principle that patterns of resource consumption should respect Parliament’s intentions,conventions and control procedures, including any laid down by the PAC. See box 2.4.Public Accountssee Committee of Public Accounts.CommitteePublic corporationa trading body controlled by central government, local authority or other publiccorporation that has substantial day to day operating independence. See section 7.8.Public Dividend finance provided by government to public sector bodies as an equity stake; an alternative to Capital, PDCloan finance.Public Service sets out what the public can expect the government to deliver with its resources. EveryAgreement, PSAlarge government department has PSA(s) which specify deliverables as targets or aimsrelated to objectives.a structured arrangement between a public sector and a private sector organisation tosecure an outcome delivering good value for money for the public sector. It is classified tothe public or private sector according to which has more control.Rate of returnthe financial remuneration delivered by a particular project or enterprise, expressed as apercentage of the net assets employed.Regularitythe principle that resource consumption should accord with the relevant legislation, therelevant delegated authority and this document. See box 2.4.Request for the functional level into which departmental Estimates may be split. RfRs contain a number Resources, RfRof functions being carried out by the department in pursuit of one or more of thatdepartment’s objectives.Resource accountan accruals account produced in line with the Financial Reporting Manual (FReM).Resource accountingthe system under which budgets, Estimates and accounts are constructed in a similar wayto commercial audited accounts, so that both plans and records of expenditure allow in fullfor the goods and services which are to be, or have been, consumed – ie not just the cashexpended.Resource budgetthe means by which the government plans and controls the expenditure of resources tomeet its objectives.Restitutiona legal concept which allows money and property to be returned to its rightful owner. Ittypically operates where another person can be said to have been unjustly enriched byreceiving such monies.Return on capital the ratio of profit to capital employed of an accounting entity during an identified period.employed, ROCEVarious measures of profit and of capital employed may be used in calculating the ratio.Public Privatepartnership, PPPPrivate Finance Initiative, PFIParliamentaryauthority61Managing Public Money"————————————————————————————————————————GLOSSARYRoyal charterthe document setting out the powers and constitution of a corporation established underprerogative power of the monarch acting on Privy Council advice.Second readingthe second formal time that a House of Parliament may debate a bill, although in practicethe first substantive debate on its content. If successful, it is deemed to denoteParliamentary approval of the principle of the proposed legislation.Secondary legislationlaws, including orders and regulations, which are made using powers in primary legislation.Normally used to set out technical and administrative provision in greater detail thanprimary legislation, they are subject to a less intense level of scrutiny in Parliament.European legislation is,however,often implemented in secondary legislation using powers inthe European Communities Act 1972.Service-level agreement between parties, setting out in detail the level of service to be performed.agreementWhere agreements are between central government bodies, they are not legally a contractbut have a similar function.Shareholder Executive a body created to improve the government’s performance as a shareholder in businesses.Spending reviewsets out the key improvements in public services that the public can expect over a givenperiod. It includes a thorough review of departmental aims and objectives to find the bestway of delivering the government’s objectives, and sets out the spending plans for the givenperiod.State aidstate support for a domestic body or company which could distort EU competition and sois not usually allowed. See annex 4.9.Statement of Excessa formal statement detailing departments’ overspends prepared by the Comptroller andAuditor General as a result of undertaking annual audits.Statement on Internal an annual statement that Accounting Officers are required to make as part of the accounts Control, SICon a range of risk and control issues.Subheadindividual elements of departmental expenditure identifiable in Estimates as single cells, forexample cell A1 being administration costs within a particular line of departmental spending.Supplyresources voted by Parliament in response to Estimates, for expenditure by governmentdepartments.Supply Estimatesa statement of the resources the government needs in the coming financial year, and forwhat purpose(s), by which Parliamentary authority is sought for the planned level ofexpenditure and income.Target rate of returnthe rate of return required of a project or enterprise over a given period, usually at least a year.Third sectorprivate sector bodies which do not act commercially,including charities,social and voluntaryorganisations and other not-for-profit collectives. See annex 7.7.Total Managed a Treasury budgeting term which covers all current and capital spending carried out by the Expenditure,TMEpublic sector (ie not just by central departments).Trading fundan organisation (either within a government department or forming one) which is largely orwholly financed from commercial revenue generated by its activities. Its Estimate shows itsnet impact, allowing its income from receipts to be devoted entirely to its business.Treasury Minutea formal administrative document drawn up by the Treasury, which may serve a wide varietyof purposes including seeking Parliamentary approval for the use of receipts asappropriations in aid, a remission of some or all of the principal of voted loans, andresponding on behalf of the government to reports by the Public Accounts Committee(PAC).62Managing Public Money————————————————————————————————————————GLOSSARY63Managing Public MoneyValue for moneythe process under which organisation’s procurement, projects and processes aresystematically evaluated and assessed to provide confidence about suitability, effectiveness,prudence,quality,value and avoidance of error and other waste,judged for the public sectoras a whole.Virementthe process through which funds are moved between subheads such that additionalexpenditure on one is met by savings on one or more others.Votethe process by which Parliament approves funds in response to supply Estimates.Voted expenditureprovision for expenditure that has been authorised by Parliament. Parliament ‘votes’authority for public expenditure through the Supply Estimates process. Most expenditureby central government departments is authorised in this way.Wider market activity activities undertaken by central government organisations outside their statutory duties,using spare capacity and aimed at generating a commercial profit. See annex 7.6.Windfallmonies received by a department which were not anticipated in the spending review.———————————————————————————————————————— -
15 bank
1) банк; кредитное учреждение; банкирский дом || вносить деньги в банк; держать деньги в банке; заниматься банковским делом2) фонд, запас3) касса -
16 Office of Thrift Supervision
орг.сокр. OTC гос. упр., амер. Управление по надзору [Офис надзора\] за сберегательными учреждениями (подразделение Государственного казначейства США, осуществляющее надзор за ссудно-сберегательными ассоциациями и федеральными сберегательными банками; создано в 1989 г.)See:Department of the Treasury, savings bank, savings and loan association, federal savings and loan association, federal savings bank, national bank 2) б), Federal Home Loan Bank Board, Federal Financial Institutions Examination Council, Financial Institutions Reform, Recovery and Enforcement Act
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abbrev.: OTC Офис надзора за сберегательными учреждениями (США): федеральное агентство, созданное по закону 1989 г. для проверки и надзора за ссудно-сберегательными ассоциациями, федеральными сберегательными банками, действует как бюро в рамках Казначейства, и его глава назначается президентом при утверждении Сенатом (он также является одним из директоров Федеральной корпорации страхования депозитов); см. bailout bond.Англо-русский экономический словарь > Office of Thrift Supervision
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17 Federal Home Loan Bank Board
орг.сокр. FHLBB банк., амер., ист. Федеральный совет банков жилищного кредита (надзорный орган, регулировавший деятельность зарегистрированных на федеральном уровне ссудно-сберегательных ассоциаций и сберегательных банков; создан в 1932 г., ликвидирован в 1989 г.; его надзорные полномочия переданы Офису надзора за сберегательными учреждениями (подразделение Министерства финансов США), а регулирующие — Федеральному совету по жилищному финансированию)See:federal savings and loan association, savings and loan association, savings bank, Office of Thrift Supervision, Department of the Treasury, Federal Housing Finance Board, regulatory accounting principles
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abbrev.: FHLBB Federal Home Loan Bank Board Федеральный совет банков жилищного кредита (США): надзорный орган, регулирующий зарегистрированные на федеральном уровне ссудно-сберегательные ассоциации и сберегательные банки (создан в 1932 г.); в 1989 г. ликвидирован и его надзорные полномочия переданы Офису надзора за бесприбыльными сберегательными учреждениями (подразделение Казначейства), а регулирующие - Федеральному совету по финансированию жилищного строительства; см. Federal Housing Finance Board;* * ** * *. . Словарь экономических терминов .Англо-русский экономический словарь > Federal Home Loan Bank Board
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18 thrift institutions
эконСберегательные банки, а также ссудо-сберегательные ассоциации [ savings and loan association], большая часть капитала которых, в отличие от коммерческих банков, составлена из денег вкладчиков на их текущих и сберегательных счетах. Первый в США сберегательный банк, которым владели вкладчики, был открыт в 1816. В течение долгого времени такие банки регистрировали только в 18 штатах, в основном на Северо-Востоке. К концу 1980-х после того, как в 1980 были разрешены федеральная регистрация сберегательных учреждений и их акционирование, в США было уже около 1 тыс. сберегательных банков. Постепенно развивались и ссудо-сберегательные ассоциации, объединявшие главным образом жителей западных штатов, стремившихся построить или приобрести дом. Многие сберегательные банки прогорели в период Великой депрессии [ Great Depression]. С 1934 вкладчики получили возможность страховать свои сбережения на сумму до 40 тыс. долларов в Федеральной корпорации страхования депозитов [ Federal Deposit Insurance Corporation] (ныне до 100 тыс. долларов), а вкладчики ссудо-сберегательных ассоциаций - в Федеральной корпорации страхования ссудо-сберегательных ассоциаций [ Federal Savings and Loan Insurance Corporation]. Начиная с 1970-х вследствие инфляции и конкуренции коммерческих банков, плативших больший процент по вкладам, число сберегательных учреждений сократилось. В 1980-90-х более 1200 из них испытывали финансовые затруднения, и федеральная помощь им превысила 80 млрд. долларов. В 1989 решением Конгресса функции Федерального совета банков жилищного кредита [ Federal Home Loan Bank Board] были переданы Управлению надзора за сберегательными учреждениями [ Office of Thrift Supervision], а обанкротившаяся Федеральная корпорация страхования ссудо-сберегательных ассоциаций была заменена Страховым фондом сберегательных ассоциаций [ Savings Association Insurance Fund] под эгидой Министерства финансов [ Department of the Treasury, U.S.]English-Russian dictionary of regional studies > thrift institutions
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19 DES
1) Компьютерная техника: Data Enhancement Software, Data Evaluation System2) Морской термин: поставка с судна (delivered ex ship)3) Медицина: диэтилстилбестрол (синтетический эстроген), покрытый стент, стент с элюирующим лекарственным покрытием, стент, стент, выделяющий лекарственный препарат, dry eye syndrome4) Военный термин: Dental Equipment Set, Digital Exploitation System, Director of Educational Services, Director of Engineering Stores, Directorate of Educational Services, Directorate of Evaluation and Standardization, defense effective system, dispersed emergency station, dynamic environment simulator, Defence Equipment and Support5) Техника: Department of Emergency Services, data engineering section, designer, diethyl sulfate, differential equation solver, digital exchange system, double-ended slot, draft environmental statement, dry etching system, dual exciter system, dynamic electro speaker6) Сельское хозяйство: Desoxycholate7) Химия: Di Ethyl Stilbestrol, diethyl succinate9) Юридический термин: Диплом о высшем образовании (Diplôme d'études supérieures - сокращение используется во франкоязычных странах, например, Швейцарии)10) Финансы: (The Department of Economic Security) ДЭБ (например: through a partnership between Arizona's Health Care Cost Containment System (AHCCCS), the Arizona Department of Economic Security (DES),...)11) Грубое выражение: Demented Electronic Shit12) Телекоммуникации: (data encryption system) система шифрования данных, (data encryption standard) стандарт для кодирование данных, (data encryption standard) стандарт шифрования данных13) Сокращение: Defence Engineering Service, Department of Education and Science, Design Environmental Simulator, Destination End Station, Dismounted Extension Switch, Distributed Energy Storage14) Физиология: Describe15) Электроника: Data Encryption Standard, Develop Etch Strip16) Вычислительная техника: Data (Digital) Encryption Standard, Data Entry System, Destination End System, data digital encryption standard, Data Encryption Standard (NIST), Data Encryption Standard (Verschluesselung, NIST, IBM)17) Нефть: derrick equipment set, dipole equatorial sounding, управление оценки и стандартизации (directorate of evaluation and standardization)18) Генетика: diethylstilbestrol19) Офтальмология: Синдром сухого глаза (Dry eye syndrome)20) Иммунология: Drug Eluting Stent, стент с лекарственным покрытием21) Канадский термин: Diploma of secondary studies22) Фирменный знак: Duke Engineering & Services, Inc.23) Деловая лексика: Direct Easy System, Discretionary Expenditure and Savings24) Глоссарий компании Сахалин Энерджи: Delivered Ex Ship25) Нефтегазовая техника дипольное экваториальное зондирование26) Образование: Division for Exceptional Students27) Сетевые технологии: Data Exchange System, Digital Encryption Standard, система ввода данных, система обмена данными, стандарт шифрования данных28) ЕБРР: (delivered ex ship,... named port of destination) поставлено на борт судна в... (указать порт назначения)29) Океанография: Division of Earth Sciences, Division of Environmental Sciences30) Безопасность: Data Encryption System31) Расширение файла: Data Entry Sheet32) Нефть и газ: drilling equipment set33) NYSE. Desc S. A. de C. V.34) НАСА: Display Equipment Status35) Международные перевозки: Delivered ex ship (Incoterms) -
20 Des
1) Компьютерная техника: Data Enhancement Software, Data Evaluation System2) Морской термин: поставка с судна (delivered ex ship)3) Медицина: диэтилстилбестрол (синтетический эстроген), покрытый стент, стент с элюирующим лекарственным покрытием, стент, стент, выделяющий лекарственный препарат, dry eye syndrome4) Военный термин: Dental Equipment Set, Digital Exploitation System, Director of Educational Services, Director of Engineering Stores, Directorate of Educational Services, Directorate of Evaluation and Standardization, defense effective system, dispersed emergency station, dynamic environment simulator, Defence Equipment and Support5) Техника: Department of Emergency Services, data engineering section, designer, diethyl sulfate, differential equation solver, digital exchange system, double-ended slot, draft environmental statement, dry etching system, dual exciter system, dynamic electro speaker6) Сельское хозяйство: Desoxycholate7) Химия: Di Ethyl Stilbestrol, diethyl succinate9) Юридический термин: Диплом о высшем образовании (Diplôme d'études supérieures - сокращение используется во франкоязычных странах, например, Швейцарии)10) Финансы: (The Department of Economic Security) ДЭБ (например: through a partnership between Arizona's Health Care Cost Containment System (AHCCCS), the Arizona Department of Economic Security (DES),...)11) Грубое выражение: Demented Electronic Shit12) Телекоммуникации: (data encryption system) система шифрования данных, (data encryption standard) стандарт для кодирование данных, (data encryption standard) стандарт шифрования данных13) Сокращение: Defence Engineering Service, Department of Education and Science, Design Environmental Simulator, Destination End Station, Dismounted Extension Switch, Distributed Energy Storage14) Физиология: Describe15) Электроника: Data Encryption Standard, Develop Etch Strip16) Вычислительная техника: Data (Digital) Encryption Standard, Data Entry System, Destination End System, data digital encryption standard, Data Encryption Standard (NIST), Data Encryption Standard (Verschluesselung, NIST, IBM)17) Нефть: derrick equipment set, dipole equatorial sounding, управление оценки и стандартизации (directorate of evaluation and standardization)18) Генетика: diethylstilbestrol19) Офтальмология: Синдром сухого глаза (Dry eye syndrome)20) Иммунология: Drug Eluting Stent, стент с лекарственным покрытием21) Канадский термин: Diploma of secondary studies22) Фирменный знак: Duke Engineering & Services, Inc.23) Деловая лексика: Direct Easy System, Discretionary Expenditure and Savings24) Глоссарий компании Сахалин Энерджи: Delivered Ex Ship25) Нефтегазовая техника дипольное экваториальное зондирование26) Образование: Division for Exceptional Students27) Сетевые технологии: Data Exchange System, Digital Encryption Standard, система ввода данных, система обмена данными, стандарт шифрования данных28) ЕБРР: (delivered ex ship,... named port of destination) поставлено на борт судна в... (указать порт назначения)29) Океанография: Division of Earth Sciences, Division of Environmental Sciences30) Безопасность: Data Encryption System31) Расширение файла: Data Entry Sheet32) Нефть и газ: drilling equipment set33) NYSE. Desc S. A. de C. V.34) НАСА: Display Equipment Status35) Международные перевозки: Delivered ex ship (Incoterms)
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